Terms of Service

1. Acceptance of Terms

By accessing and using IFSC.in, you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Service

IFSC.in provides:

• IFSC code lookup and search functionality
• MICR code information
• SWIFT code directory
• Bank branch details and information
• Educational content about Indian banking

3. Use License

You are granted a limited, non-exclusive, non-transferable license to:

• Access and use the website for personal, non-commercial purposes
• Search and view IFSC codes and banking information
• Download or print content for personal reference

You may NOT:

• Scrape, crawl, or extract data using automated means
• Reproduce, distribute, or sell our content commercially
• Modify or create derivative works
• Use the service for illegal activities
• Attempt to gain unauthorized access to systems

4. Information Accuracy

We strive to provide accurate and up-to-date information sourced from official RBI and bank data. However, we do not guarantee 100% accuracy. Users should verify critical information with their banks.

5. Disclaimer of Warranties

IFSC.in is provided "AS IS" without warranties of any kind, including but not limited to:

• Accuracy, completeness, or timeliness of information
• Uninterrupted or error-free operation
• Fitness for a particular purpose
• Non-infringement of third-party rights

6. Limitation of Liability

IFSC.in and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from use or inability to use the service, including financial losses, data loss, or business interruption.

7. User Conduct

You agree to:

• Use the service lawfully and responsibly
• Not interfere with server operations
• Not transmit malicious code or viruses
• Not violate others' intellectual property rights
• Not impersonate others or misrepresent affiliation

8. Intellectual Property

All content, trademarks, logos, and intellectual property on IFSC.in are owned by or licensed to us. IFSC and MICR codes themselves are public data from RBI. Our compilation, presentation, and additional content are protected by copyright.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms. Access them at your own risk.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice.

11. Termination

We may terminate or suspend your access immediately, without prior notice, for violation of these Terms.

12. Governing Law

These Terms are governed by Indian laws. Disputes shall be subject to jurisdiction of courts in India.

13. Changes to Terms

We reserve the right to update these Terms at any time. Continued use after changes constitutes acceptance.

14. Contact Information

For questions about these Terms:

Email: legal@ifsc.in

Contact Form: Contact Us Page